Liability insurance is any type of

Liability insurance is any type of insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence. Liability insurance policies cover both legal costs and any legal payouts for which the insured would be responsible if found legally liable. Intentional damage and contractual liabilities are typically not covered in these types of policies.

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Asuransi adalah setiap jenis polis asuransi yang melindungi individu atau bisnis dari risiko yang mereka dapat digugat dan diselenggarakan secara hukum bertanggung jawab untuk sesuatu seperti malpraktik, cedera atau kelalaian. Kebijakan asuransi mencakup baik biaya hukum dan setiap pembayaran hukum yang tertanggung akan bertanggung jawab jika ditemukan secara hukum bertanggung jawab. Kerusakan yang disengaja dan kewajiban kontraktual biasanya tidak tercakup dalam jenis kebijakan.

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