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The way you spend your money today willdetermine what you have six months from now, ayear from now, five years from now, and in yourlifetime. You control your financial destiny. Youare responsible for the amount of money you earnand for the amount of money you spend. Successfulmoney managers control the way they spend theirmoney. They use money to accomplish the thingsthat are important to them. Good money managersmanage their money rather than letting it dribbleaway from them.Do you have control of the way you spend yourmoney? Do you live within your income, or doyou have to borrow money or use savings to meetyour regular monthly expenses? Living within yourincome requires careful planning. It requires selfdisciplineand the ability to say no to unnecessaryspending
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