There is a difference in eligibility requirements
between the first and the second category of insured.
For the former there is no requirement related to the
causes of dependency, but for the second, the eligibility is limited only for the 15 ageing-type disabilities
(e.g. Alzheimer’s disease, stroke, etc).
. The eligibility
process begins with the individual or his/her family
applying to the insurer (usually municipal government).
A two-step assessment process follows and
determines the limit of benefit. The first step is on-site
assessment using the 85 items of a standardised
questionnaire, each with a choice of three or four
levels, plus space for comments on any particular
aspects to be remarked on