Therefore, the few experts were not willing to work for SMEs rather they prefer to work with large firms. Lawrence (1997) in her study of factors affecting the utilization of e-commerce facilities in Tasmanian SMEs, found many factors which include heavy reliance on external consultants (who are often considered by small businesses to be inadequate) to provide necessary expertise. Another study by OECD (1998) identified lack of human resources and skills to be barriers affecting Internet and e-commerce adoption.