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The stock:A fire in the garage could destroy all the Business’s stock (the items for sale) atonce, making it impossible for the Business to continue until new stock could beobtained, and costing the Business thousands of dollars in stock replacement costs.This is not likely, however, for reasons already described.A flood, likewise, could destroy much of the Business’s stock at once. A good bitof the stock is stored in plastic totes that would protect the stock and would even float.They are also stored on shelves above floor level. However, a flood is significantly lesslikely than a fire to have real impact on the Business, as there is a 40’ deep ravine tenfeet behind the house, ensuring excellent drainage, to say the least.A break-in to the garage could theoretically be a problem, as stock could bestolen. However, the house does not look out of the ordinary and the Business sells ina niche market: the stock cannot be readily pawned or fenced. The trailer used to haulstock to trade shows was broken into last spring, and the thieves took nothing: theylooked at the stock and saw nothing that they perceived to be of value. Therefore, thisactually causing the business significant pain is a low likelihood.
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