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Exclusion a, Theft by an Insured, Partner, or Member, excludes loss caused by dishonest acts of the insured, a partner, or member of a limited liability company (LLC). Coverage is available by endorsement to protect innocent partners and LLC members, but only for loss in excess of the value of the dishonest partner’s or member’s interest in the business and amounts owed to that partner or member. The second general theft exclusion, Acts of Employees Learned of by You Prior to the Policy Period,
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