Moreover, there is the Consumer Credit Act 1974 that is an important, though surprisingly little-known, remedy available to consumers of defective products. The Consumer Credit Act 1974 states that if goods are bought using a credit card and prove to be defective, the buyer can sue the credit card company. The action applies to any goods which cost more than £100 and less than £30,000, and covers defects in quality or performance as well as dangerous defects. It can provide a useful remedy where the seller is bankrupt or impossible to find.