we know that people badly in need of money often go to loan sharks, even though this usually means very high interest rates and serious trouble if they can't pay the money back.
now, we find out they also turn to another less threatening source of money: monks. and when they do receive financial assistance from monks, they seem much less worried about paying the money back.
in fact, many borrowers do not pay the money back at all. the problem has become serious enough in ayutthaya province that monks there are posting signs at their temples warning local people not to ask to borrow money.