In first place, people should utilize their money to earn more money. Saving the money in the bank will get nothing except for the interests of the bank. It's usually a minuscule number, so it's a kind of waste. Instead, putting the money in equity market or corporate funds and arrange the money in the right way can make a lot of money in a short time. What's more, investing the money in a potential enterprise is another wise decision,thus people can get some shares every year and make themselves really wealthy.