To provide the consultant's current view on market size and opportunity in the payment business in each AEC country (focusing on digital contents and bill payment business, 2. To validate True Money's initial hypothesis - Indonesia and Vietnam are potential markets to enter for digital contents and bill payment businesses, 3. To develop market entry strategy and high-level implementation plan to achieve True Money's ambition and objective (i.e., become the top 3 players, with a target net revenue of USD 10 m per annum in each market in which it entries within 5 years of entry, continue to serve True Money's online-game developers and business partners in their international operations)