A limited number of ‘cashless trans

A limited number of ‘cashless transaction’ studies addressed the issue that the mode of
payment affects perceptions of money and purchase behaviour, the majority of the
research is in the area of the credit card payment mode. Credit card based research
has shown that when a credit card based payment is used, the volume, value and type
of products purchased increase. Whether this is due to the credit element or to the
‘cashless or mobile’ element of the transaction is not known. The notion that the
tangibility of cash influences perceptions of money is not novel, but it is untested. This
discussion paper suggests that under conditions of cash, there is awareness
(conscious/unconscious) that a possession of value transferred and this perception
may well have a direct impact on people’s perception of money and their spending
behaviour.

Results (Indonesian) 2:

Sejumlah terbatas 'transaksi cashless' studi membahas masalah yang modus
pembayaran mempengaruhi persepsi uang dan perilaku pembelian, sebagian besar
penelitian di bidang mode pembayaran kartu kredit. Penelitian berdasarkan kartu kredit
telah menunjukkan bahwa ketika pembayaran kartu kredit berbasis digunakan, volume, nilai dan jenis
produk yang dibeli meningkat. Apakah ini karena unsur kredit atau ke
'cashless atau mobile' unsur transaksi tidak diketahui. Gagasan bahwa
tangibility pengaruh cash persepsi uang tidak baru, tetapi belum teruji. Ini
makalah diskusi menunjukkan bahwa dalam kondisi kas, ada kesadaran
(sadar / tidak sadar) bahwa kepemilikan nilai ditransfer dan persepsi ini
mungkin memiliki dampak langsung pada persepsi orang tentang uang dan belanja mereka
perilaku.