It currently seems to sell based on fear, but it is always tricky when it comes to the nature of product.
More importantly there is no "Dare to." in the scripts at all.
Could you please see how the team could strengthen the brand to convey "Dare to. We're With You." ? Suggest to add a dimension to each protagonist to show how AZ ensures each of them manage to pursue their aspirations regardless of the financial set back.
Eg, previous script at least shows how because of AZ the guy does not have to sacrifice his resort business, or the newly wed couple can still get the big house they wanted.
Please help supplement feedback to the work, otherwise there is no value we are adding to the Allianz business from Brand Stewardship standpoint. Every piece of work adds to the Brand Consistency.